I was talking to someone who works in financing of independent feature films and the way they usually do it is to split half the points to the producer(s) and half to the investor(s). So there's 50 "points" to the investors. On a million-dollar production that's an investment of $20,000 per point.
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My lawyer says we have to protect ourselves: note that we're constantly developing screenplays, we probably have a screenplay like what you suggest in development. Furthermore, if you suggest an idea for a screenplay you're giving us that idea.