Here's an interesting interview with composer Jonathan Newman. Jonathan's a full-time composer and 'till I met him I thought that was only possible if one were a commercial composer. He proves me wrong.
I keep getting spammed by the "Institute for International Film Financing" which seems to me to be a fantastic scam. So many indy filmmakers are concerned with where they're going to get money to make a movie rather than how they're going to get money from having made a movie. It's sort of sad how they sucker people into paying them anywhere from $55 to $200 to attend one of their nonsense events.
If you're thinking about attending an IIFF "Townhall" then please just take my advice: don't worry about how you're going to finance your picture. Worry about how you're going to sell your picture.
grump mode = off